Insurox franchise
An Insurox franchise puts an established independent agency behind a licensed agent: our carriers, our platform, Roxy on your phones and our service team on your back office. Your time goes to clients.
You
Insurox
Four things an agency needs and a new one rarely has.
Carriers
Carrier appointments are the hardest thing for a new agency to get. As a franchise you write through ours.
Platform
One place for the whole agency, built for how an independent agency works. You do not buy and connect five tools.
Roxy
Roxy is the AI assistant that answers for Insurox. She answers for your agency too, so a call at 7pm or during an appointment still gets picked up.
Service
Service work is what keeps an agency owner from selling. Insurox staff take it on for your clients.
What is different about opening with us, in plain terms.
Many insurance franchises stop at home and auto. With our approval and training you can also write trucking, general liability, workers’ comp, business owners, builders risk, cyber and bonds, through the same carriers and the same platform.
Roxy picks up your calls, texts and chats at any hour. A prospect who calls at 8pm reaches your agency, not a voicemail box.
Certificates, policy changes and billing questions go to licensed staff at the Insurox service center. Your day is selling and advising.
Once someone is a client of your agency, Insurox does not market to them around you. Anything more they buy through any Insurox channel is credited to your agency.
Each month you get a statement that lists every policy, the commission the carrier paid and each deduction. You can ask for the carrier record behind any line.
The platform was built for Insurox’s own offices, and they run on it every day. A problem shows up in our office before it reaches yours.
People who already work in insurance and want an agency of their own, or want more behind the one they have.
You know how to sell and how to advise. What stops most producers from opening an agency is the rest: carrier appointments without a book behind you, the cost of systems, and a phone that rings while you are out with a client. A franchise is a way to start with those in place.
Today you have one company’s products and one company’s prices. An independent agency can put more than one option in front of a client, and has somewhere to move them when a rate goes up. Read your current agreement first: it decides what you may take with you.
You already have clients and carriers. What a franchise adds is capacity: more markets to place business in, one platform for quoting and service, Roxy answering every call, and a service team that takes certificates, changes and billing off your staff.
How a franchise compares with staying captive or going independent on your own.
| Captive agent | Independent, on your own | Insurox franchise | |
|---|---|---|---|
| Carriers | One company’s products | Yours to win, one appointment at a time | The carriers Insurox writes with, subject to approval |
| Commercial lines | What that one company offers | If you can get the markets | Available with approval and training |
| Calls after hours | Depends on the company | You, or voicemail | Roxy answers |
| Service work | You and your staff, or the company’s center | You and your staff | The Insurox service team |
| Technology | The company’s system | You choose it, buy it and connect it | One platform, provided |
| Name on the door | The company’s | Your own, built from zero | Insurox |
From the first conversation to opening. Nothing is signed and nothing is paid until you have had the disclosure document and time to read it.
Insurox is a working independent agency. What a franchise runs on is what our own office runs on every day.
Yes. Selling insurance takes a property and casualty producer license in the state where you operate. The program is built for agents who already hold one.
Yes, once we approve you for it. You start with personal lines. To add commercial lines you need the right license, our commercial training and higher errors and omissions coverage.
No. Licensed staff at the Insurox service center handle policy changes, certificates and billing questions, and Roxy answers your phones at any hour. You stay responsible for the advice you give and the business you write.
The franchise fee, the ongoing fees and the estimated initial investment are set out in the Franchise Disclosure Document. We do not publish them here. Request information and we will go through them with you.
We do not make any statement about what a franchise will earn, on this website or in conversation. Anything we are permitted to say about financial performance is in the Franchise Disclosure Document.
Insurox places business with more than 150 carriers across personal and commercial lines. Which of them you can write with depends on your state, your licenses and each carrier’s own approval.
That depends on the agreement you have with your current company, not on us. Many captive agreements limit contacting or moving clients for a period after you leave. Read yours, or have an attorney read it, before you decide.
That is worked out with you before you sign and written into your agreement. Tell us about your agency in the form and we will walk through it on the first call.
Franchise sales are regulated state by state. Tell us where you want to operate and we will tell you whether we can offer a franchise there.
Tell us where you are today and where you want to open. We will reply by email to set up a first call. Asking commits you to nothing.
Prefer email? Write to info@insurox.com.
